Aviation

Covers risks associated with aircraft operations, offering protection for both physical assets (aircraft) and liability exposures, including but not limited to:

• Hull: Covers physical damage to the aircraft, including accidents on the ground or in the air, fire, theft, and other risks.
• Liability: Covers third-party liabilities arising from damage or injury caused by the aircraft to people, property, or other aircraft, including passenger liability and public liability.
• Passenger Liability: Provides coverage for legal liabilities related to injuries or death of passengers on board the aircraft.
• War Risks and Hijacking: Covers risks arising from war, terrorism, hijacking, and sabotage, which are typically excluded from standard policies.
• Loss of License: Designed for pilots, this provides compensation if they lose their license due to medical reasons, making them unable to continue flying.
• Ground Risk Hull: Covers aircraft when they are on the ground and not in flight, providing protection against perils like fire, vandalism, or weather damage.
• Hangar Keeper’s Liability: Protects aircraft maintenance and service companies from liability if an aircraft is damaged while in their care, custody, or control.
• Cargo and Baggage: Covers loss or damage to cargo or baggage being transported by the aircraft.
• Aviation Product Liability: Provides coverage for manufacturers of aircraft parts and components in case their products cause damage or injury due to malfunction or defects.
• Aviation Business Interruption: Covers the loss of income for aviation businesses, such as airlines or private operators, if their operations are interrupted due to an insured event like aircraft damage.